Read the latest articles on Family Law from our expert Family Law solicitors here at Evolve Family Law in Manchester & Cheshire.
We put a lot of family law legal information on our website and if you have a single question about your situation, you should find an answer in this blog.
If you need a greater level of help, please contact us and one of our team will call you to make an appointment.
Nowadays inheritance tax is a bit of a political hot potato with some politicians calling for the ‘death tax’ to be scrapped. Many people are not sure about how inheritance tax works and if inheritance tax would affect their family. Some people stress about the tax and others take the attitude that as it is a death tax it isn’t something that is a big priority.
Our Will solicitors spend their days talking about IHT. They explain what it is, how much your estate could end up paying in tax, and the steps you can take to reduce the IHT payable by your estate. Will solicitors say it is in the best interests of your family and loved ones that you carry out some estate planning. By taking what are often simple steps you will leave more of your estate to your chosen beneficiaries rather than to the tax man. To most people that is a ‘no-brainer.’
For expert Will and estate planning advice complete our online enquiry form.
Who pays inheritance tax?
Inheritance tax (IHT) is payable on a deceased’s estate if the estate is not inheritance tax exempt. Whilst IHT is not a tax that you need to pay during your lifetime there are steps you can take to reduce the IHT liability on your estate. Will solicitors refer to this as estate planning or IHT mitigation.
If you do not engage in estate planning your estate may have to pay a tax bill of 40% of the net value of your estate after considering 2 thresholds:
The IHT threshold of £325,000 - all estates only pay IHT if the estate is valued at more than £325,000. The first £325,000 of an estate is referred to as the nil rate band or NRB
The residence nil rate band of £175,000 – your estate may qualify for an additional £175,000 in nil rate band if you own a property and you are passing it on to your child or grandchildren. If the residence NRB applies to your estate then your net estate will only pay IHT on anything over the first £500,000 ( the £325,000 is added onto the £175,000)
The rate of IHT can be reduced to 36% if you leave at least 10% of your estate to charity.
Calculating the value of your estate
Will solicitors say that you should not assume that your estate will not need to pay IHT if your estate is currently worth less than £325,000 or £500,000. That is because the value of your assets may go up at a faster rate than the government IHT thresholds or the thresholds could even be scrapped.
There can also be confusion about what assets are included in your estate to calculate your estate’s IHT liability. For example:
An insurance policy payment may fall outside your estate because of the wording of the policy
A gift given to a family member may have a percentage of its value added back into your estate if you died within 7 years of making the gift
When a probate solicitor is dealing with an estate administration, they will advise you on IHT liabilities and when any inheritance tax is payable.
Exempt estates
Some estates are exempt from paying IHT. This can be down to one of several factors:
The estate is valued at less than £325,000 (or £500,000 if the estate qualifies for the residence nil rate band of £175,000 on top of the standard IHT threshold of £325,000). The value of the estate could be less than £325,000 because the deceased made lifetime gifts to friends and family and survived for 7 years after making the gift
The estate is left to charity
The estate is left to a husband, wife, or civil partner. This is referred to as the spouse exemption. When the second spouse passes away their estate can use the first spouse’s nil rate band of £325,000 as well as their own so their estate only pays IHT on the value of the estate over £650,000 .
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Reducing your inheritance tax bill
There are several ways that you can legitimately reduce the potential inheritance tax bill that your estate may end up paying.
One of the more radical IHT suggestions is to get married if you are living with a partner in an unmarried relationship. If you leave your estate in your Will to your new husband or wife then the spouse exemption will apply so no inheritance tax is payable. For an estate worth 1 million, with a nil rate band of £325,000, that is a potential tax saving of £270,000. Before you marry you could decide to sign a prenuptial agreement to safeguard your family money in case of separation or divorce during your lifetime.
Other less radical options include leaving a percentage of your estate to charity to reduce the tax rate from 40% to 36% or using your annual allowance to make gifts to family members.
There are other ways you can reduce your inheritance tax bill. A Will solicitor can explore them with you and work out which ones are suitable for your financial and family circumstances. At the same time, they can review your existing Will to make sure it remains fit for purpose and is tax efficient. If you don’t have a Will then one can be prepared for you.
For expert Will and estate planning advice complete our online enquiry form.
Our private client and Will solicitors are asked the question ‘Can a separated spouse inherit?’ The quick answer is yes or maybe. That’s why if you are thinking about a separation or divorce you need to talk to a Will and estate planning solicitor as well as to a family lawyer.
In this article, our Will solicitors explain why you need a Will or a new Will if you are going through a family separation. Our specialist lawyers can help you with all your private client needs, including writing a Will for you or checking if your existing Will needs amending, because of your new family circumstances.
For expert Will and estate planning advice call our team or complete our online enquiry form.
Who inherits if you are separated
If you are separated from your husband, wife, or civil partner then you are still in a legal relationship with them until the relationship is dissolved by your securing a final order of divorce or the dissolution of your civil partnership.
A gift in a Will to a separated spouse or civil partner is valid despite your separation.
If you have not made a Will your separated husband, wife, or civil partner is one of your next of kin and they will be entitled to a share of your estate under the intestacy rules.
The intestacy rules set out who inherits your estate where there is no Will. The rules say:
If there are surviving children or grandchildren or great-grandchildren and the estate has a value over £322,000, the spouse or civil partner will inherit:
All the personal property and belongings of the deceased and
The first £322,000 of the estate and
Half of the remaining estate
2.If there are no surviving children, grandchildren or great-grandchildren, the spouse or civil partner will inherit:
All the personal property and belongings of the deceased and
The rest of the estate
Whether there is a Will or if the intestacy rules decide who gets an estate, some people can challenge the provisions in a Will or the intestacy rules distribution. They can do this if they do not think that the Will or the intestacy rules make reasonable financial provision for them by making a claim against the estate.
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Joint property and separated spouses
Many married couples jointly own their family home. If a house is owned as joint tenants the surviving partner automatically inherits the deceased’s share of the house. That is the case even if the deceased was separated from their husband or wife or even if the deceased made a Will leaving their estate to their children or charity.
If you do not want your husband or wife to inherit under the joint tenancy survivorship rule then your family law solicitor can check to see if you own your family home as joint tenants. If you do own the property as joint tenants then you can sever the joint tenancy. That means the property continues to be jointly owned but you own it with your spouse as tenants in common. If you predecease your spouse your share of the property will pass under the terms of your Will. It is important to check the terms of any existing Will and to change it if necessary. That’s because most married couples have Wills that leave most of their estate to their spouse so severing the joint tenancy will only work if you also change your Will.
If you do not have a Will then intestacy rules will apply to your estate so it is important to get a Will solicitor to prepare a Will for you if you do decide to sever the joint tenancy.
One point to note is that if your separated spouse predeceases you after you sever the joint tenancy then you will not automatically inherit their share of the property under the survivorship rules. Instead, your estranged spouse’s share of the property will pass under their Will or intestacy rules.
Making a Will if you are separated
If you are separated from your husband, wife, or civil partner it is best to change your Will straight away rather than wait until after your divorce comes through. That’s the case even if your separation is amicable. For example, you may want to change your Will to leave your estate in trust for your young children. If the separation is amicable, you could appoint your estranged wife as one of the trustees of your estate. If your estate is left to your wife directly and she remarries then her second husband could inherit her estate (including the money and assets she inherited from you) and your children could lose out.
A Will solicitor can help you write a Will that reflects your new family circumstances and reduces the risk of a person making a claim against your estate. For example, they may recommend that your Will includes a discretionary trust. There are lots of options and estate planning choices that a specialist Will solicitor can talk you through.
For expert Will and estate planning advice complete our online enquiry form.
If you got married in an Islamic wedding ceremony in the UK or overseas, are you treated as legally married in England? Can you get divorced in the UK?
The divorce solicitors at Evolve Family Law answer your questions on Islamic marriage and divorce in the UK.
For expert family law advice call our team or complete our online enquiry form.
Islamic marriage in the UK
Whether your Nikah is classed as a legal marriage and recognised in English family law depends on where and how the marriage took place.
A Nikah that took place in the UK is not treated as a legal marriage unless there was also a valid UK civil ceremony. If you had a Nikah in the UK without a civil ceremony it is best to check with a family law solicitor to see if you are legally married or not under English law. It is important to check this out and, if necessary, get married legally under UK law. That’s because if you are not legally married under English family law you do not have the financial rights and claims of a husband or wife but of an unmarried partner.
If your Nikah took place overseas you are treated as legally married in the UK provided the country where you got married treats Islamic marriages or Nikahs as legally valid. That means you do not need to have a civil wedding ceremony in the UK as you are already legally married.
Family law solicitors acknowledge that the UK family law on the validity of Islamic marriages can be confusing. The English court does have the power to declare that you are legally married if there is a dispute but it is best to avoid declaration proceedings unless there is no alternative. For example, if your spouse is denying your marriage and your financial claims as a spouse.
Divorce in the UK
If you are legally married and you want to get divorced you can apply for a no-fault divorce. If your wedding was a Nikah under Sharia law and it took place in England without a civil marriage then you won't need to apply for a no-fault divorce as you are not treated in English law as legally married. You may want to get divorced under Sharia law.
If you thought you were married then it may be worth checking out if you can get a declaration of marriage. That is because:
Under Sharia law your financial claims may be limited
In English law, if you are not legally married, your financial claims as an unmarried husband or wife are limited to property rights and claims under trust law. Instead of being able to claim half the assets you may be able to claim nothing or very little in comparison to the sort of financial settlement a husband or wife might expect the family court to order as a financial court order
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The financial claims of an unmarried partner
If your marriage is not legally recognised in the UK, you can potentially make 2 types of claims, depending on whether you have children with your partner.
Under Schedule 1 of the Children Act, you can bring court proceedings for an order to provide your children with a home to live in whilst they are of school age. The ownership of the house will then revert to your partner. You can also ask the court for a lump sum to meet the financial needs of your children and to make a top-up child support order if your partner is a high earner. The Child Maintenance Service may also be able to award you child support.
Whether or not you have children you may be able to make a claim under The Trusts of Land and Appointment of Trustees Act 1996 (TOLATA). You can bring a TOLTA claim if your partner owns a property jointly with you or if they own a property in their sole name but you can evidence that you have what is referred to as a beneficial interest in the property owned by your partner.
Get expert family law legal advice
It is essential that you take expert legal advice on the status of your marriage from specialist family law solicitors. That’s because if your Nikah is a valid marriage (or you can secure a declaration of marriage) you may be able to secure a financial settlement including spousal maintenance, a share in property, savings, a family business or a pension sharing order.
For expert family law advice complete our online enquiry form.
At Evolve Family Law our family law specialists are members of Resolution, an organization of family justice professionals in the UK.
This week is Resolution’s Awareness Week.
For expert advice on family law call our team of specialist lawyers or complete our online enquiry form.
Resolution Awareness Week
In recent years, the Resolution dialogue surrounding divorce has shifted from a conventional narrative of separation to a more nuanced exploration of relationships and their legal underpinnings.
Once known as Good Divorce Week, an initiative spearheaded by Resolution, the annual event traditionally aimed to promote amicable separations. However, this year the Resolution Awareness Week marks a significant pivot, redirecting attention toward cohabitation and its intersection with UK family law.
A focus on all relationships
Resolution has long been at the forefront of advocating for constructive approaches to divorce. However, recognizing the evolving landscape of relationships in the UK, the focus has expanded beyond divorce to encompass the dynamics of cohabitation.
The renaming of the awareness raising event from Good Divorce Week to a more encompassing theme signifies a broader perspective that goes beyond divorce itself. This shift acknowledges that relationships come in various forms and that understanding the legal implications of cohabitation or the nuances of LGBTQI+ relationships is just as crucial as navigating the complexities of divorce.
Cohabiting relationships
Cohabitation, while increasingly prevalent, lacks the legal structure and statutory protections that marriage or civil partnership offers. This change in focus by Resolution during what was once Good Divorce Week represents a pivotal moment in acknowledging the need for clarity and legal recognition for individuals in cohabiting and non-traditional relationships.
The Resolution awareness campaign aims to dispel misconceptions surrounding cohabitation and educate individuals about their legal rights and responsibilities.
Central to this initiative is the spotlight on the absence of automatic legal protection for cohabiting couples in the event of separation. Resolution wants to highlight the importance of seeking legal advice and making sure cohabiting couples enter into cohabitation agreements.
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The call for cohabitation reform
Resolution's initiative aligns with ongoing discussions within legal circles advocating for reforms that bridge the gap between marriage and cohabitation in terms of legal rights. The goal is to ensure that individuals in cohabiting relationships have access to legal protections and equitable resolutions, akin to those in marital unions. That is becoming increasingly important with the rise in cohabitation. In 2021 there were reportedly 3.6 million cohabiting couples.
By extending its focus beyond divorce, Resolution's initiative reflects a holistic approach to relationships and family law. It serves as a platform to address the evolving nature of partnerships and strives to create a more informed, fair, and supportive legal landscape for all individuals, irrespective of their relationship status.
Evolving family law
In essence, the evolution of Good Divorce Week into a broader exploration of cohabitation within UK family law signifies a progressive step toward acknowledging the diverse forms of relationships. Through education, advocacy, and potential legal reforms, this initiative aims to ensure that individuals in cohabiting relationships are empowered and protected within the legal framework, fostering a culture of understanding and fairness in modern relationships.
How Evolve Family Law can help you
At Evolve Family Law our specialist family lawyers can assist you with all your family law needs if you are in a cohabiting relationship, including:
Cohabitation agreements
Declarations of trust
Children law and parental responsibility advice
Cohabiting relationships and claims on separation
Financial and property claims
Children financial claims for child support, school fees or assistance with housing dependent children
Wills for cohabiting couples
Lasting Powers of Attorney
Estate claims and inheritance disputes advice if you are a cohabitee who was not included in your partner’s Will or need to make a claim because you are not classed as a relative of your loved one under intestacy rules
It is best to talk to one of our solicitors about your cohabitation rights before you find yourself really needing an expert lawyer. For example, understanding property ownership and your rights under a cohabitation agreement could avoid expensive court proceedings if you split up from your cohabitee. For example, understanding that if your partner does not make a Will, you will not inherit anything under intestacy rules may encourage both you and your cohabitee to sign Wills and do some estate planning to protect your family.
We can help you resolve property-related or children focussed cohabitation disputes through:
Solicitor negotiations
Roundtable meetings
Collaborative law
Arbitration
The Evolve Family Law One Lawyer service
For expert advice on family law complete our online enquiry form.
On 22 November 2023 the chancellor, Jeremy Hunt, unveiled plans that could eventually give pension holders one pension pot for life.
Accountants and independent financial advisors are all questioning how easy it will be to bring in the scheme for UK workers. However, family law solicitors at Evolve Family Law are delighted by the news because if the proposals are implemented it will make it easier and cheaper for divorcing couples to share pensions as part of their financial settlement.
For expert family law advice call our team or complete our online enquiry form.
Pensions – the forgotten asset in divorce proceedings
When you separate or start divorce proceedings you also need to reach a fair financial settlement with your estranged husband or wife to divide and share your assets.
You will not forget the existence of the family home or a shareholding in the family business but you may forget to disclose an old pension and your husband or wife may not realise that you have 2 or more pensions.
The Pensions Policy Institute estimates that the total value of lost pension pots was almost £27 billion in 2022. That is not surprising with so many people moving jobs and homes and not keeping records. It is also equally unsurprising that pensions get forgotten in divorce proceedings.
The Fair Shares project, funded by the Nuffield Foundation, provided information and data on divorcing couples. Their recent research highlights that about a third of divorcees did not know the value of their pension fund and only a tenth of pension pots that were not in payment were made the subject of pension sharing orders.
The research information from the Fair Share Project emphasises the need for divorcing couples to understand the value of pension pots and how they should not be ignored in divorce financial settlements.
Pension pots and financial disclosure in financial settlement negotiations
If you do not disclose an asset when providing divorce financial disclosure, including a pension, your husband or wife may be able to ask the court to review the terms of a financial court order years later because of the non-disclosure.
It is therefore essential to provide full financial disclosure even if you have several small pension pots from employment prior to your marriage.
Think how much easier it would be for divorcing couples and their family law solicitors if a husband and wife each only had one pension fund. Now a husband and wife can each have 5 or more pensions, all of which need to be disclosed and valued as part of the financial settlement negotiations.
The portable pension pot
The chancellor is proposing one pension pot that an employee takes with them when they change their employment. Whilst employers and pension providers are already flagging up the complexities of portable pension funds family law solicitors can only see the advantages.
With numerous small pension pots, it takes time for pensions to be disclosed and valued as part of divorce financial settlement negotiations. When pension pots are small a husband or wife can be encouraged to ignore their value because the pensions are ‘’not worth the hassle’’. That is often not the case but spouses can be persuaded to ignore them.
Even if a small pension is disclosed and valued a husband or wife may be told that it is uneconomic to share the pension because the pension administrators will charge to implement a pension sharing order.
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The lifetime pension pot
The Treasury will be asking for evidence on the “lifetime provider” pension model rather than adopting a policy of portable pensions straight away. It is likely to be some time before the consultation starts and even longer before further pension reforms are made.
Until we get to the age of the lifetime pension pot it is essential to disclose all your pension pots when getting divorced and to understand your pension options when negotiating a divorce financial settlement.
Pension sharing orders
The family court can make a financial court order that includes a pension sharing order. The pension administrator will need to implement the pension sharing order once they are served with the financial court order, pension sharing annex and the final order of divorce.
If the value of a pension is small then it may be uneconomic to share all the pensions. Instead, your family law solicitor may suggest that you get a 100% share of one pension pot rather than pay a pension admin fee to share each pension. That may work for you provided that the pensions are valued correctly. For example, the transfer value of a private pension pot may be the same as a final salary scheme pension but the eventual pension returns may be very different. That’s why you need specialist input from a divorce solicitor and pension actuary or advisor.
A pension sharing order is not your only option. You could agree to offset the value of pensions so you get more from the equity in the family home or you get to keep all your pensions but your spouse gets to keep their savings.
Get help with your divorce financial settlement
Evolve Family Law provides a fixed fee no-fault divorce service and offers a relationship breakdown consultation for a fixed fee to discuss your relationship breakdown and offer initial guidance.
Our ‘relationship breakdown comprehensive initial review’ is priced at £300 inclusive of VAT. It covers one meeting with a qualified lawyer and an assessment of the best routes to resolving your situation.
If you want to know where to start with your separation or divorce or your divorce financial settlement our specialist divorce solicitors can help.
For information on our fixed fees and pricing have a look at Our Prices | Standard Fixed Fees.
For friendly expert family law advice call our team or complete our online enquiry form.
As specialist North West family law solicitors we were interested to read the report from the Fair Shares Project.
The Fair Shares project was funded by the Nuffield Foundation. It aims to provide information and data on divorcing couples so lawyers and legislative reformers understand how the current family law system is operating.
Divorce solicitor, Robin Charrot, looks at the key research findings and outlines the options to reach a fair divorce financial settlement.
For expert family law advice call our team or complete our online enquiry form.
The Fair Shares Project research highlights
The Fair Shares Project aimed to discover information about the financial and property arrangements made by divorcing couples. The 5 key statistical takeouts from the report are:
One in 10 couples in England and Wales did not take advice with their divorce
Only 2 out of 5 divorcees made use of family lawyers for advice and support. (That means 60% of divorcees didn’t have the help of a family law solicitor)
Around a third of divorcees did not know the value of their pension fund. (If they did not know the value of their own pension asset it is unlikely that they discovered the value of their spouse’s pension pot)
Only one in 10 divorcees with a pension fund that was not paying a pension at the time of the financial settlement agreed to a pension-sharing order as part of the divorce financial settlement. (In most families the value of the pension pot of the husband or wife can be the asset with the most significant value. It all depends on the amount of equity in the family home and whether a spouse has a final salary pension).
Only around a third of those getting divorced with assets to share with each other split their assets equally. (The family court starts from the premise that assets should be shared equally unless there are cogent reasons to depart from equality. For example, it may be appropriate that a husband or wife gets less than half if it is a short marriage or where the husband and wife signed a prenuptial agreement before their marriage)
The research information from the Fair Share Project will concern divorce financial settlement solicitors as it appears to show that financial settlements are being made without the benefit of legal advice and that they are not fair and potentially do not meet a spouse’s reasonable needs. It is normally the wife who suffers by not getting expert legal advice or through not obtaining financial disclosure from her husband as statistically the wife is often the financially weaker spouse in comparison to the husband. Often that’s because she is the one working part-time because of childcare responsibilities or the one who took a career break to prioritise the children’s needs.
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How to reach a fair divorce financial settlement
People can be wary of calling a divorce solicitor for a variety of reasons, such as:
Worry about the costs
Concern that a divorce solicitor will suck you into contested financial court proceedings and you would be better off negotiating your own divorce financial settlement
Does it make financial sense to talk to a divorce solicitor?
Would you buy a family home without a survey? Would you rewire your home if you do not have any training as an electrician? If the answer to either of those questions is no then you get the picture. It can be equally dangerous, from a financial point of view, to agree a divorce financial settlement without first taking legal advice.
At Evolve Family Law we offer some fixed-fee services and we are always upfront about costs.
As well as providing a fixed fee no-fault divorce service we also offer a relationship breakdown consultation for a fixed fee to discuss your relationship breakdown and offer guidance.
Our ‘relationship breakdown comprehensive initial review’ is priced at £300 inclusive of VAT and it covers one meeting with a qualified lawyer regarding all the legal and practical aspects of your situation and an assessment of the best routes to resolving your situation.
The consultation fee excludes follow-up work, such as starting no-fault divorce proceedings or writing to your husband or wife to seek financial disclosure or to explore their financial proposals. We can talk to you about potential additional costs when we meet so you can make an informed decision on the best way forward for you.
Occasionally we may need to charge a higher fixed fee for an initial consultation. For example, if you want us to read a lot of complex paperwork before the meeting. If that is the case, we will tell you before the initial consultation.
The objective of our initial consultation is to look at your options so you get preliminary information and support to help you on the path of negotiating a fair divorce financial settlement that meets your short-term and long-term needs.
If you want us to check out a proposed divorce financial settlement and convert your agreement into a binding financial court order then we can do that for you for an additional fixed fee.
For more information on our pricing look at Our Prices | Standard Fixed Fees.
For information on amicable divorce using our one-lawyer service have a look at Amicable Divorce - One Lawyer Divorce.
If you are attending family mediation sessions and would like information on your legal rights and options or on how to convert your mediated agreement into a binding financial court order our page on Mediation Support Solicitors may be of interest to you.
For friendly expert family law advice call our team or complete our online enquiry form.
You would think that people would know if they are married or not. It is however surprisingly common for either a husband or wife to ask the question ‘Are we married?’ Often the query crops up when a couple is separating or contemplating divorce proceedings.
For expert family law advice call our team or complete our online enquiry form.
Are you married?
Most people would think that a quick look at the wedding photo album would be sufficient to answer the question of whether the couple is married or not but that isn’t necessarily right.
One of the first questions for a family solicitor to ask is where the couple got married. If the ‘marriage’ took place in the UK the husband and wife may think that their ceremony of marriage means that they are legally wed. However, if the ceremony didn’t take place at a licensed venue or if the couple didn’t subsequently participate in a civil ceremony of marriage they may not be legally married in the UK.
The scenario isn’t that uncommon as often the focus is on the religious marriage ceremony, which has the real meaning for the couple and their family and friends. That can leave those, for example, who have enjoyed a Muslim religious ceremony of marriage or those who married in a Wiccan ceremony not legally married.
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Marriages in unlicensed venues
Most people won’t be surprised to hear that the law can step in and decide if a couple is married even if they didn’t comply with the UK legal requirements at the time of their marriage ceremony. A husband or wife can ask the court to declare that they are married if certain criteria are met. Invariably if declaration of marriage proceedings are started then either the husband or the wife is arguing that they aren’t legally married. That means there is a risk that the court will decide that the couple is not married.
Why marriage matters
If the court decides the couple isn’t married then there is no need for divorce proceedings. Importantly financial claims on separation will be limited as the husband and the wife won't be able to make claims against the other’s income or pension.
The type of ‘marriage’ ceremony can therefore affect whether a couple is treated as married in the eyes of the law or legally viewed as cohabitees. In some cases that can mean the difference between getting half the house and the pension and maintenance and getting nothing as a cohabitee.
Marriages that take place overseas
If the ‘marriage’ took place abroad there is often an assumption that the couple aren’t legally married in the UK. That is often an incorrect assumption as provided that the marriage was recognised as legally valid in the country in which it took place it is normally accepted in the UK as a marriage. That means that if the couple is settled in the UK they can get divorced in the UK and the English court will decide on how their assets are divided, even though they got married at a chapel in Las Vegas, a beach in the Caribbean, or a religious ceremony in their country of origin or choice.
These rules can throw up surprising results as the quickie marriage in the Las Vegas chapel may be a legally valid marriage in the UK whereas the well-photographed religious ceremony at an unlicensed venue may not be, even if attended by all of the couple’s family and friends.
If you are contemplating marriage then there is no reason why you can’t have the wedding of your choice in either the UK or abroad, but if you are planning a religious ceremony or a wedding at an unusual venue or abroad it is sensible to check the status of the ceremony so both bride and groom know where they stand.
For expert family law advice call our team or complete our online enquiry form.
Family law disputes come in all shapes and sizes. It may be a dispute between a divorcing couple trying to reach a financial settlement or grandparents seeking a child arrangement order so they can get to see their grandchild or a parent terrified that their ex-partner intends to leave the UK with their son or daughter.
Increasingly, family law disputes involve cohabiting couples. The couple may be heterosexual or LGBTQI+ and they may or may not have children with disagreements bubbling away over what parenting arrangements are in the child’s best interests.
As a specialist firm of Northwest family law solicitors, we can advise you on how best to resolve a cohabitation dispute and help you understand your legal rights and options.
For expert family law advice call our team or complete our online enquiry form.
What is a cohabitation dispute?
To a family lawyer, a cohabitation dispute can be many things as it encompasses any falling out between a couple who are not married and who are not in a civil partnership.
A cohabitation dispute can be limited to the arrangements for the children or relate to money and property or both.
Cohabitation disputes over children law issues can involve:
Disputes over the parent the children will live with after the separation
Contact arrangements
Applications for child arrangement orders to sort out residence and contact
Disputes over whether both parents have parental responsibility for their children
Disputes over the exercise of parental responsibility, such as choice of school
International family issues, such as one parent wanting to move overseas with the children and the other parent objecting
Child support payments
Top-up child support through a court order (where the parent paying child support is a high earner)
School fee orders to pay for private school fees
Requests for lump sum orders to meet the needs of dependent children
Requests for housing for children whilst the children are still at school or university
Non-children cohabitation disputes normally centre on property, such as ownership of property. This could be the family home or a buy-to-let property portfolio or a family business.
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How do you resolve a cohabitation dispute?
The first step in resolving a cohabitation dispute is to check and see if a cohabitation agreement was signed. If an agreement was prepared, it may set out the parties’ rights to property and what should happen if there is a dispute. For example, the agreement may say that one partner will keep the property and the other must leave the property if the relationship ends.
A cohabitation agreement can save you a lot of time and money as it records your agreement. If you did not sign a cohabitation agreement then you may still be able to resolve and agree on the financial and practical issues relating to your separation. You may be able to do this by:
Solicitor negotiations
Roundtable meetings
Collaborative law
Arbitration
The Evolve Family Law One Lawyer service
How does a court resolve a cohabitation dispute?
If you cannot reach an agreement you may need to start or respond to court proceedings. Unlike a divorce, a court decides a money or property related cohabitation dispute based on property and trust law. Therefore, the court has less discretion to do what is ‘right’. In divorce financial settlement proceedings the court looks at fairness rather than strict legal and property rights.
Talk to a family solicitor about your cohabitation rights
If you are in a cohabiting relationship, it’s important to speak to a family law solicitor so you understand your rights. Many people assume that the rights of a cohabitee are the same as a husband or wife or civil partner. They are not.
A cohabitee has the same rights as a married person if they are subject to domestic violence in a family relationship and a cohabitee has similar rights if there is a children law dispute over the arrangements for the children.
Property law rights between cohabiting and married couples are very different. A cohabitee can't claim spousal maintenance or a share of their partner’s pension. Nor can they claim a share in property or other assets unless they have a legal or beneficial interest in it or they can make a claim based on the needs of a dependent child for housing. This is a complicated area of law. For example, your partner may legally own the family home but the other partner may have a financial claim through property or trust law. That claim gives them a beneficial interest in the property. The court could order the sale or transfer of the property to the non-legal owner.
That’s why it’s important to understand your legal rights as a cohabitee. Unfortunately, many people assume they are entitled to nothing as they weren’t married or their name wasn’t on the title deeds to the family home. Whatever your circumstances it is best to speak to a family law solicitor if you are leaving a cohabiting relationship and you want to understand your rights and options.
For expert family law advice call our team for an appointment or complete our online enquiry form.
When you are contemplating a divorce, you want to know what a wife is entitled to in a divorce settlement. In this blog, our divorce solicitors answer your questions on divorce financial settlements and entitlements.
For expert family law advice call our team or complete our online enquiry form.
A wife’s entitlement to a divorce settlement
After no-fault divorce proceedings are started a husband or wife can start financial proceedings in the family court for a financial court order to provide them with a divorce settlement.
The divorce court has the power to make a range of financial court orders, including:
Spousal maintenance
Payment of a lump sum
Sale of the family home and division of the equity in it
Transfer of the family home from joint names or one spouse’s sole name to the other spouse
Sale or transfer of investments
Sale or transfer of shares in a family business
Pension sharing
In limited circumstances, the court can also make child support orders, such as top-up child support or payment of school fees.
In every application for a financial court order, the court has the power to make all or some of these orders in favour of either a husband or wife. The court decision isn’t based on gender but on a range of statutory factors. These are referred to as the section 25 criteria by divorce solicitors.
What will a wife get as a divorce settlement?
What a wife will get as a divorce settlement depends on the section 25 factors. In the UK there is no statutory formula to say that the wife gets the family home or the husband keeps his pension or business. Instead, divorce solicitors have to look at all the circumstances and the section 25 criteria.
If a couple has dependent children, then the divorce settlement will be shaped by the children’s needs. That’s because section 25 factors say that the court’s first concern should be the welfare of those dependent children and how their needs will be met. If the children will continue to live with the wife, then the children and wife will need a house to live in and enough income either via the wife’s salary or child support or spousal maintenance (or a combination of the three) to pay the outgoings on their family home and other reasonable expenditure.
The section 25 criteria
The section 25 criteria are:
The income, earning capacity, property, and other financial resources that each of the parties to the marriage has, or is likely to have in the foreseeable future. This includes in the case of earning capacity, any increase in that capacity which it would, in the opinion of the court, be reasonable to expect a party to the marriage to take steps to acquire
The financial needs, obligations, and responsibilities that each of the parties to the marriage has or is likely to have in the foreseeable future
The standard of living enjoyed by the family before the breakdown of the marriage
The age of each party to the marriage and the duration of the marriage
Any physical or mental disability of either the husband or wife
The contributions made by the husband or wife or likely to be made in the foreseeable future to the welfare of the family, including any contribution by looking after the home or caring for the family
The conduct of the husband or wife if that conduct is such that it would in the opinion of the court be inequitable to disregard it
The value to each of the parties to the marriage of any benefit (for example, a pension) which, by reason of the end of the marriage, that party will lose the chance of acquiring
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Applying the section 25 criteria to work out the divorce settlement
A divorce solicitor is experienced in advising on how the section 25 criteria may apply to your circumstances and explaining about the range of likely orders. That expert advice can then help you reach an agreed divorce settlement either through solicitor negotiations or in family mediation. The divorce solicitor can then help you convert your agreement into a binding financial court order.
Without knowing about your financial and personal circumstances a divorce solicitor can't advise you on the likely range of orders as the background information is crucial to the outcome of the divorce settlement. The information will involve financial disclosure as, for example, you will need to know the value of the family business or if there is a trust fund or an additional pension. If a spouse is not willing to give financial disclosure voluntarily it may be necessary to apply to the court for a financial court order as the family court can make disclosure orders as part of the financial application process.
The divorce settlement process
Our divorce solicitors understand that it is frustrating when a divorce solicitor will not give you what you think should be a straight answer to your question about what a wife will get as their divorce entitlement. That’s because the answer varies on the information you give us about your family circumstances. For example, a wife who has been married 20 years may be entitled to half of all the assets (sometimes over 50%) but a wife married for 12 months, and who signed a prenuptial agreement before her marriage, may end up with a very modest divorce settlement.
The first step in sorting out a divorce settlement is speaking to a specialist divorce solicitor to understand the information they need and how it applies to your situation.
For expert family law advice call our team for an appointment or complete our online enquiry form.
Getting in contact with Evolve Family Law could not be easier.
We put a lot of legal information on our website and if you have a single question about your situation, you should find an answer in our blog here.
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